ZIP CODE 85225 // PHOENIX-MESA-CHANDLER, AZ // DATA AS OF 2026-09-30
Chandler, AZ (85225) Rental Property Cap Rate & Cash Flow Report
Located in Maricopa County (Chandler, AZ), Zip Code 85225 ranks #246 of 500 nationally (51th percentile) with a Zillow ZHVI typical acquisition price of $438,217 (-2.0% YoY) and a ZORI observed market rent of $1,754/mo (+1.9% YoY). Requires at least 58.4% down payment at 6.5% interest to reach $0/mo break-even cash flow.
Net Monthly Cash Flow
-$1,063/mo
Annual: -$12,753/yr
Net Cap Rate
3.16%
NOI: $13,838/yr
Cash-on-Cash Return
-12.65%
Cash Needed: $100,790
1% Rule Ratio
0.40%
Gross Yield: 4.80%
Break-Even Rent
$2,975/mo
State Tax: 0.52%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 85225 BENCHMARK)
Edit any value
Purchase Price (ZHVI Median)
Monthly Gross Rent (ZORI Median)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (AZ Avg 0.52%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,216/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$600/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (85225)
| Year | Median Price | Median Rent | Gross Yield |
|---|---|---|---|
| 2021 | $414,289 | $1,634/mo | 4.73% |
| 2022 | $485,809 | $1,748/mo | 4.32% |
| 2023 | $454,080 | $1,735/mo | 4.59% |
| 2024 | $466,442 | $1,754/mo | 4.51% |
| 2025 | $446,964 | $1,721/mo | 4.62% |
| 2026 | $438,217 | $1,754/mo | 4.80% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 85212 Mesa, AZ | $553,659 | $2,199/mo | 3.13% | -$1,357/mo |
| 85338 Goodyear, AZ | $432,143 | $1,688/mo | 3.06% | -$1,084/mo |
| 85301 Glendale, AZ | $305,492 | $1,166/mo | 2.97% | -$790/mo |
| 85142 Queen Creek, AZ | $586,082 | $2,206/mo | 2.91% | -$1,543/mo |
| 85383 Peoria, AZ | $636,043 | $2,343/mo | 2.83% | -$1,719/mo |
| 85308 Glendale, AZ | $467,433 | $1,707/mo | 2.79% | -$1,276/mo |