ZIP CODE 84015 // OGDEN-CLEARFIELD, UT // DATA AS OF 2026-09-30
Clearfield, UT (84015) Rental Property Cap Rate & Cash Flow Report
Located in Davis County (Clearfield, UT), Zip Code 84015 ranks #296 of 500 nationally (41th percentile) with a Zillow ZHVI typical acquisition price of $459,048 (+1.7% YoY) and a ZORI observed market rent of $1,712/mo (+2.8% YoY). Requires at least 62.1% down payment at 6.5% interest to reach $0/mo break-even cash flow.
Net Monthly Cash Flow
-$1,222/mo
Annual: -$14,665/yr
Net Cap Rate
2.87%
NOI: $13,189/yr
Cash-on-Cash Return
-13.89%
Cash Needed: $105,581
1% Rule Ratio
0.37%
Gross Yield: 4.47%
Break-Even Rent
$3,117/mo
State Tax: 0.52%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 84015 BENCHMARK)
Edit any value
Purchase Price (ZHVI Median)
Monthly Gross Rent (ZORI Median)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (UT Avg 0.52%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$2,321/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$613/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (84015)
| Year | Median Price | Median Rent | Gross Yield |
|---|---|---|---|
| 2021 | $399,503 | $1,428/mo | 4.29% |
| 2022 | $449,470 | $1,582/mo | 4.22% |
| 2023 | $434,361 | $1,621/mo | 4.48% |
| 2024 | $447,214 | $1,653/mo | 4.43% |
| 2025 | $451,479 | $1,666/mo | 4.43% |
| 2026 | $459,048 | $1,712/mo | 4.47% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 84074 Erda, UT | $460,066 | $1,728/mo | 2.90% | -$1,214/mo |
| 84043 Lehi, UT | $577,253 | $2,252/mo | 3.05% | -$1,450/mo |
| 84404 Ogden, UT | $425,067 | $1,695/mo | 3.14% | -$1,036/mo |
| 84096 Herriman, UT | $598,541 | $2,064/mo | 2.58% | -$1,739/mo |
| 92407 San Bernardino, CA | $544,058 | $2,125/mo | 2.87% | -$1,451/mo |
| 77433 Cypress, TX | $422,856 | $1,964/mo | 2.88% | -$1,123/mo |