ZIP CODE 32808 // ORLANDO-KISSIMMEE-SANFORD, FL // DATA AS OF 2026-09-30
Pine Hills, FL (32808) Rental Property Cap Rate & Cash Flow Report
Located in Orange County (Pine Hills, FL), Zip Code 32808 ranks #25 of 500 nationally (95th percentile) with a Zillow ZHVI typical acquisition price of $257,851 (-2.3% YoY) and a ZORI observed market rent of $1,710/mo (+2.2% YoY). Requires at least 25.7% down payment at 6.5% interest to reach $0/mo break-even cash flow.
Net Monthly Cash Flow
-$93/mo
Annual: -$1,116/yr
Net Cap Rate
5.63%
NOI: $14,530/yr
Cash-on-Cash Return
-1.88%
Cash Needed: $59,306
1% Rule Ratio
0.66%
Gross Yield: 7.96%
Break-Even Rent
$1,817/mo
State Tax: 0.79%/yr
INTERACTIVE PRO-FORMA STATEMENT (ZIP 32808 BENCHMARK)
Edit any value
Purchase Price (ZHVI Median)
Monthly Gross Rent (ZORI Median)
Down Payment (%)
Interest Rate (30Y Fixed %)
Annual Property Tax (FL Avg 0.79%)
Annual Home Insurance ($)
Monthly HOA Fee ($)
Monthly Debt Service (P&I)
-$1,304/mo
Monthly Operating Expenses (Tax + Ins + 13% Reserves)
-$500/mo
HISTORICAL ZHVI PRICE VS. ZORI RENT TRAJECTORY (32808)
| Year | Median Price | Median Rent | Gross Yield |
|---|---|---|---|
| 2022 | $267,272 | $1,547/mo | 6.94% |
| 2023 | $270,269 | $1,620/mo | 7.19% |
| 2024 | $284,000 | $1,674/mo | 7.07% |
| 2025 | $263,830 | $1,673/mo | 7.61% |
| 2026 | $257,851 | $1,710/mo | 7.96% |
COMPARABLE U.S. RENTAL MARKETS
| Zip / City | Price | Rent | Cap Rate | Cash Flow |
|---|---|---|---|---|
| 33463 Greenacres, FL | $385,898 | $2,546/mo | 5.60% | -$152/mo |
| 33311 Fort Lauderdale, FL | $363,199 | $2,379/mo | 5.55% | -$157/mo |
| 34953 Port Saint Lucie, FL | $398,028 | $2,551/mo | 5.40% | -$221/mo |
| 32822 Orlando, FL | $258,437 | $1,653/mo | 5.39% | -$146/mo |
| 33025 Miramar, FL | $388,027 | $2,450/mo | 5.30% | -$248/mo |
| 32244 Jacksonville, FL | $254,345 | $1,594/mo | 5.25% | -$173/mo |